Loan Officer (2 Positions) — Icyerekezo SACCO Nyarugenge

Icyerekezo SACCO Nyarugenge (ISN) is a Saving and Credit Cooperative established on 10th December 2024, licensed by the National Bank of Rwanda (BNR), following the merger of ten (10) Umurenge SACCOs in Nyarugenge District. Headquartered in Nyakabanda Sector, Nyarugenge District, Kigali City. Key Duties and Responsibilities: - Meet with applicants to explain loan products, eligibility criteria, and the application process - Collect and compile loan application documents, verify completeness and submit for approval - Analyze loan applications and conduct field visits to assess collateral and feasibility - Safeguard collateral used for loan guarantees and prepare documentation for registration - Monitor the use of disbursed loans through client visits and documentation review - Monitor loan repayment performance and participate in recovery of non-performing loans (NPLs) - Negotiate payment arrangements with clients who have delinquent loans - Prepare documentation for loan rescheduling, refinancing, and restructuring - Maintain proper filing and documentation of loan records - Provide technical advice to members applying for loans Qualifications & Requirements: - Good understanding of banking operations, lending procedures, and credit risk management - Knowledge of laws and regulations governing lending and financial institutions - Familiarity with computer applications and banking software systems - Strong ability to assess borrower credibility and financial capacity - Communication and interpersonal skills - Fluency in English and Kinyarwanda; French is an advantage - Strong analytical and problem-solving abilities - High level of accuracy and attention to detail Application via isnyarugenge@gmail.com: - Application letter to Chairperson, Board of Directors - Updated CV - Copies of Academic Degrees - Copy of National ID - Copies of relevant professional certificates Only shortlisted candidates will be contacted. Cyprien Byaruhanga — Managing Director